Kalamazoo Office 877-830-3099
Otsego Office 877-496-5636

Life Insurance

Life Insurance From Nulty Insurance Can Protect Your Loved Ones.

Nulty Insurance is truly a family-owned business. Greg Nulty started the agency in 1945. His son, Dan, joined in 1967. Today, TG Nulty owns the company and operates its offices in Michigan. Our agents work directly with many clients who need individual life insurance policies.

What Will You Get From Life Insurance?

At Nulty Insurance, we believe that a good life insurance policy plays a key role in financial planning.  Life insurance offers several benefits that you should know about before choosing a policy. Some of those benefits include:

  • Money that pays for your funeral expenses
  • Replacement income that can help your surviving loved ones maintain their current lifestyles
  • Money to pay inheritance taxes
  • Donations to charitable foundations that you support

You can even use your life insurance policy as an investment tool that forces you to save money for the future. It just depends on which type of policy you buy.

Let’s Explore Your Options

The agents at Nulty Insurance can review your needs and help you explore your options. In the meantime, you should know some information about the basic types of life insurance.

Life insurance typically comes as:

  • Term insurance
  • Permanent insurance (which includes whole life, universal life, and a few other options)

Term life is considered a “pure” type of life insurance. As long as you pay your premium, you can receive benefits upon your death.

Permanent life is seen as an investment vehicle that accumulates value over time. It typically costs more than term life policies, but you can get a cash return on your investment before death. That makes the policy useful for retirement.

Contact Nulty Insurance to learn more about life insurance policies. Our agents will help you find a plan that matches your needs. Call us at 877-830-3099 or fill out our free quote form today!