Individual Health Insurance

 

What is Individual Health Insurance?

 
Family Health Insurance
Health insurance for families is vital for ensuring health care in today's expensive medical environment.  If your family is lucky, either you or your spouse has a group health plan through the workplace.  However, many families need to find health coverage on their own.  When determining what kind of coverage to choose, you have to take into account how many family members you wish to insure.  If you have children, you also have to find the health insurance plan that will provide them with the coverage they need.

Self-Employed Health Insurance
It seems in the last decade, the self-employed have felt especially pinched by the rising costs of health care.  Shopping for new health insurance, while running a business, takes a lot of time.  As a self-employed person, freelancer, contractor, or sole proprietor, your choices for insurance follow guidelines similar to families and individuals seeking health insurance.

Short Term Health Insurance
You may need temporary or short term health insurance in many different situations:  just out of school, between jobs, not yet eligible for new employer's coverage, temporary employee, early retirement, and after COBRA coverage ends.